Nutella Pancakes with Banana or Coconut

I love chocolate. My mind frame is thus: if I'm eating something sweet, it's pointless if it doesn't have chocolate. As I was getting to sleep last night, I was dreaming about different ways to use Nutella in cooking, to give a rich, chocolatey taste. I decided that in the morning, I would make Nutella pancakes; of course, mixing one of the fruits that was made for chocolate: banana.
Prepare:
-1 cup of flour
-1 tsp of salt
-1 cup of milk (I used soy since I like the flavor. You can also add a spritz of lemon/lime juice to give it a buttermilk-type thing)
-1 banana, sliced
-1 beaten egg
-1 heaping tbsp of Nutella
Cook:
-Sift together flour and salt
-Make a little hole and pour in the beaten egg. Mix-Slowly add the milk, beating with every pour
-Add the Nutella. Mix well, as it's clumpy in the beginning but should even out towards the end
-Cover in saran wrap and put in the fridge for 30-60min to let it thicken a bit. The consistency should be pretty runny but not full-on liquid-In a pan on medium, melt some butter (normally, I'm an olive oil guy but I figured a situation like this called for butter)
-Drop 1/4cup of batter onto the pan, put the bananas on the top-After ~1 min (you should see a bit of smoke on the edges... you can feel firmness) flip it over
Coconut:
I had leftover batter after this morning (the mix makes about 6 pancakes) and so tonight for dessert I decided to try it with coconut.
Prepare:
-Same batter as above
-2 tbsp of coconut
Cook:
-In an unoiled pan, toast the coconut for about 1 minute or 2 until it starts getting brown
-Mix it with the batter and then cook the same as mentioned above

Tips:
-The pancakes weren't that sweet. You could add 1/2cup of sugar to the mix to sweeten it up. Also, chocolate chips would work quite well.
-I am not a syrup fan, so I ate 2 of the banana pancakes with honey and 1 with kiwi on top. Both were delicious
-Make the batter, make a couple pancakes, and then save the batter for later.